Terms and privacy

AreYouFullStack
Operated by Coexius, LLC (Texas)
Effective Date: February 1st, 2026

1. Agreement to Terms

These Terms of Service govern your access to and use of services offered under the AreYouFullStack brand, operated by Coexius, LLC. By purchasing, enrolling in, accessing, or participating in any Services, you agree to be legally bound by these Terms. If you do not agree, you may not access the Services.

2. Eligibility

• You are at least 18 years of age.

• You are not located in a jurisdiction subject to U.S. trade sanctions.

• You have legal capacity to enter this agreement.

Services are provided globally in English.

3. Description of Services

Services may include 1:1 mentorship, group and cohort programs, hybrid development programs, corporate coaching and advisory services, leadership workshops, enterprise retainers, community platforms, digital resources, courses or certifications if offered, and live or virtual events. We reserve the right to modify, suspend, or discontinue Services at our discretion.

4. Nature of Services; No Professional Advice

Services provide educational, developmental, and consultative guidance. We do not provide medical or mental health treatment, therapy, legal advice, financial advice, or fiduciary services. No specific results are guaranteed. You are responsible for your personal and professional decisions, actions, and outcomes.

5. Payment Terms

5.1 Fees

Fees may be structured as month-to-month subscriptions, fixed-term program enrollments, tiered programs, custom engagements, or payment plans. Fees are in U.S. Dollars unless otherwise specified.

5.2 Fixed-Term Programs

Enrollment in a fixed-term program is a commitment to pay the full fee. If you discontinue participation or are terminated for misconduct, you remain responsible for the full fee.

5.3 Refunds

Refunds are not automatic and are granted solely at Company discretion.

5.4 Month-to-Month Cancellations

Cancellation may occur at any time. Access continues through the current billing period. No prorated refunds are provided.

5.5 Late Payments

• Five business day grace period.

• $50 late fee may apply.

• Access may be suspended after grace period.

• Continued nonpayment may result in termination and collections.

5.6 Chargebacks

If you initiate a chargeback or payment dispute, access may be suspended or terminated, the Company may dispute the chargeback, and future service eligibility may be denied.

6. Intellectual Property

All materials and systems are exclusive property of Coexius, LLC. You receive a limited personal non-transferable non-sublicensable license for individual use only. You may not reproduce, distribute, share, sell, publish, modify, or create derivative works without written consent.

7. Session Recordings

The Company may record sessions. Recordings are owned exclusively by the Company. Clients may request copies of individual 1:1 recordings. Clients may not independently record sessions without written consent.

8. AI and Data Usage

Session content may be used for internal business purposes such as improving frameworks and refining privately owned Company AI systems. Session content will not be used to train publicly accessible AI models.

9. Testimonials

By providing testimonials, you grant Coexius, LLC a worldwide, perpetual, irrevocable, royalty-free, transferable, sublicensable, non-exclusive license to use the testimonial in marketing and informational media. This includes rights to use permitted identifying information, edit for clarity, and publish without compensation unless agreed in writing.

10. Community Conduct

Community participation requires compliance with company guidelines and platform rules. The Company may suspend or terminate access for harassment, disruption, intellectual property violations, misconduct, or Terms violations. No refunds for termination due to misconduct.

11. Certifications (if offered)

Certifications may require evaluation or demonstrated competency and do not guarantee employment, promotion, income, or advancement.

12. Affiliate and Referral Programs

Affiliate and referral programs may be offered and are governed by separate written agreements.

13. Indemnification

You agree to indemnify and hold harmless Coexius, LLC from third-party claims arising from misuse of services, violation of Terms, or your decisions and reliance on guidance.

14. Limitation of Liability

To the fullest extent permitted by law, the Company is not liable for indirect, incidental, consequential, special, exemplary, or punitive damages. Total cumulative liability will not exceed amounts paid under the current agreement.

15. Force Majeure

The Company is not liable for performance delays caused by events beyond reasonable control.

16. Dispute Resolution

16.1 Governing Law

Texas law governs these Terms.

16.2 Binding Arbitration

Disputes will be resolved by binding arbitration under Texas law, which may be conducted virtually.

16.3 Small Claims Exception

Either party may pursue eligible claims in Texas small claims court.

16.4 Class Action Waiver

Claims must be brought individually; class or collective actions are waived.

17. Electronic Communications

By enrolling, you consent to email and SMS communications if opted in. Messaging and data rates may apply.

18. Third-Party Services

The Company may use third-party providers, and is not responsible for third-party outages, errors, or policy changes.

19. Amendments

Terms may be updated at any time. Continued participation after updates constitutes acceptance.

20. Contact Information

Legal inquiries: hello (at) areyoufullstack.com